Why Companies Are Offering a Low Expense Insurance with No Medical Exam

Whenever you see, hear or read something that offers low expense insurance with no medical exam, you’ll most likely feel that someone’s out to pull the public’s leg once more. After all, why would any sensible legitimate insurance company be willing to insure any person without the assurance of a medical exam? There should be a catch, right?But in truth, there’s no catch and companies who do offer low expense insurance with no medical exam have indeed legitimate, even benevolent, reasons for doing so.

Insurance Coverage is not a Huge Amount A company will be definitely willing to offer you low expense insurance with no medical exam if you’re willing to insure yourself for only a small amount of money. If you are, then they have nothing to be afraid of CEH v10. Even if you do get diagnosed with having cancer in the near future, their low expense insurance with no medical exam will only require them to pay up to the maximum amount of your policy, which is not that much in the first place and nothing else after that.

They Have Your Medical History on Their Hands
If your medical history has been recently updated – just a week ago, for instance – then why should they oblige you to undergo a medical exam and shoulder its costs when there’s absolutely no need? More likely than not, what their medical exam will reveal would tally with what your medical history reports. With your medical history in their hands, they already have everything they need to know and the data from those papers will let them know immediately if you indeed deserve low expense insurance with no medical exam.

They Understand You Have No Time to Spare
Insurance companies are able to understand that there are truly some people in this world who are extraordinarily busy with their career or business. If you don’t even have enough time for your family, how can they expect you to even have time to spare for a medical exam?

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